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ADUs are allowed in Islamorada
Types:Detached

Accessory Dwelling Unit (ADU) Rules for Islamorada, FL

Is your property eligible for an ADU?

# of Properties
5,433
Owner-occupied
32%
Zoning districts
21
Avg Home Value
$1,472,722
Median Lot Size
0.16 acres
Avg Income
$110,988
Residential Types:
5,433 housing units
Single Family
76%
Apts (4+ units)
20%
Other
4%
Zoning Districts:
7,109 parcels · 21 districts
R1
35%(2,509)
MF
20%(1,408)
R1M
18%(1,289)
TC
7%(496)
Other
20%(1,407)

ADU Rules

What can you build in Islamorada, FL?

Islamorada, FL follows state and local rules for Accessory Dwelling Units. Here is a concise overview of the local rules.

Detached ADU Size Limits

  • Maximum enclosed living area of 1,500 sq ft for a detached caretaker’s unit; an enclosed patio up to 10 ft wide on one side and a 3-ft walkway may be added beyond this limit.
  • Detached ADU may not exceed 99% of the principal gross building area (since accessory uses/structures in total are limited to 99% of principal).

Max Units

  • R1/R1M, R2-R4, MF, VC: 0 ADUs (guesthouses) per lot.
  • RE: 1 caretaker's cottage per 2 acres.

Rental Restrictions

  • Short-term rentals (<=28 days) only as vacation rentals (license/registration required); 7-day minimum in residential subdivisions.
  • No new vacation rental registrations in RM FLUM areas, mobile home parks, or SR district.

ADU State Law

What can you build in Florida?

  • Florida does not have a statewide ADU mandate. There is no state-level requirement for cities or counties to allow ADUs.
  • ADUs in Florida are regulated entirely at the local level. Some jurisdictions allow ADUs broadly, others allow them with strict conditions, and some prohibit them altogether.
  • Florida Statute 163.31771 is optional. It allows local governments to adopt ADU ordinances for affordable housing, but it does not require any jurisdiction to allow ADUs, and local governments may adopt ADU rules outside of this statute.
  • County and city rules may differ. In unincorporated areas, county zoning controls whether ADUs are allowed; within city limits, municipal zoning codes apply.

What's allowed on your lot?

These are the municipality-wide rules. What's allowed on a specific property also depends on state laws, setbacks, floor area ratio, lot coverage, environmental constraints, topography, and other property-specific factors. Search your address on FutureLot to see what's allowed on your property.

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Is your property eligible for an ADU?

ADU rules in other Florida municipalities

Rules change at the town line. Check the municipality your property is actually in.

Monroe County

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