ADU rules for Panama City Beach
Accessory Dwelling Unit (ADU) Rules for Panama City Beach, FL
Is your property eligible for an ADU?
# of Properties
7,353
Owner-occupied
51%
Zoning districts
34
Avg Home Value
$458,694
Median Lot Size
0.17 acres
Avg Income
$80,574
Residential Types:
7,353 housing units
Single Family
93%
Other
7%
Zoning Districts:
21,599 parcels · 34 districts
CH
72%(15,490)
R-1C
10%(2,242)
R-1B
3%(711)
PUD
3%(587)
Other
12%(2,569)
ADU Rules
What can you build in Panama City Beach, FL?
Panama City Beach, FL follows state and local rules for Accessory Dwelling Units. Here is a concise overview of the local rules.
Eligibility
- –Internal / Attached ADU: Not addressed in the local bylaw
- –Detached ADU: Not addressed in the local bylaw
Parking
- –No additional parking required for ADUs beyond the Principal Use; principal dwelling must meet its base parking; enclosed garages do not count; Front Beach Overlay requires 100% on-site parking
ADU State Law
What can you build in Florida?
- –Florida does not have a statewide ADU mandate. There is no state-level requirement for cities or counties to allow ADUs.
- –ADUs in Florida are regulated entirely at the local level. Some jurisdictions allow ADUs broadly, others allow them with strict conditions, and some prohibit them altogether.
- –Florida Statute 163.31771 is optional. It allows local governments to adopt ADU ordinances for affordable housing, but it does not require any jurisdiction to allow ADUs, and local governments may adopt ADU rules outside of this statute.
- –County and city rules may differ. In unincorporated areas, county zoning controls whether ADUs are allowed; within city limits, municipal zoning codes apply.
What's allowed on your lot?
These are the municipality-wide rules. What's allowed on a specific property also depends on state laws, setbacks, floor area ratio, lot coverage, environmental constraints, topography, and other property-specific factors. Search your address on FutureLot to see what's allowed on your property.
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Is your property eligible for an ADU?
ADU rules in other Florida municipalities
Rules change at the town line. Check the municipality your property is actually in.
Bay County